Effective Date: January 1, 2026

These Terms of Use (“Terms”) govern your access to and use of SeniorLifeInsight.com (the “Website”), operated by Senior Life Insight (“we,” “our,” or “us”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Purpose of the Website

Senior Life Insight is an independent informational website designed to provide general information about final expense insurance and related topics. We do not offer insurance products, provide insurance advice, or act as an insurance carrier or agency.

Any insurance products discussed or referenced on this Website are offered by licensed insurance agents, not by Senior Life Insight.

2. No Professional Advice

The content on this Website is provided for informational purposes only and should not be considered legal, financial, or insurance advice.

You should consult directly with a licensed insurance agent or other qualified professional before making any insurance or financial decisions.

3. User Submissions

By submitting information through this Website, you represent that:

• The information you provide is accurate and truthful to the best of your knowledge

• You are at least 18 years of age

• You are authorized to provide the contact information submitted

You agree not to submit false, misleading, or fraudulent information.

4. Consent to Contact

By submitting your information through this Website, you expressly consent to be contacted by licensed insurance agents via:

• Telephone calls

• Text messages

• Email communications

Contact may be made using automated dialing systems or prerecorded messages, where permitted by law.

Consent is not a condition of purchase. Message and data rates may apply.

You may revoke your consent at any time by requesting to be removed from further contact.

5. Intellectual Property

All content on this Website, including text, graphics, logos, and design elements, is the property of Senior Life Insight or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or modify any content without prior written permission.

6. Prohibited Uses

You agree not to:

• Use the Website for any unlawful purpose

• Attempt to gain unauthorized access to the Website or its systems

• Interfere with or disrupt the Website’s operation

• Use automated tools to scrape or collect data from the Website

• Misrepresent your identity or intent

7. Third-Party Links and Services

This Website may include links to third-party websites or services. We do not control and are not responsible for the content, policies, or practices of third-party sites. Accessing third-party sites is at your own risk.

8. Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding:

• The accuracy or completeness of the content

• The availability or reliability of the Website

• The suitability of any insurance products discussed

9. Limitation of Liability

To the maximum extent permitted by law, Senior Life Insight shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use the Website

• Any communications with third-party insurance agents

• Any insurance products or services obtained through third parties

10. Indemnification

You agree to indemnify and hold harmless Senior Life Insight, its affiliates, and service providers from any claims, damages, or expenses arising from:

• Your use of the Website

• Your violation of these Terms

• Your submission of inaccurate or unauthorized information

11. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Website constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the state in which Senior Life Insight operates, without regard to conflict-of-law principles.

13. Contact Information

If you have questions about these Terms of Use, you may contact us at:

Senior Life Insight

Email: [your@email.com]

Website: https://www.seniorlifeinsight.com